IC Systems - Breaking the Law?

Breaking the Law?

Apr 23, 2008

IC Systems complaint

I would like to find out if I.C. Systems is within their legal right to go through my personal phone records and harrass people I call on a daily basis in an effort to reach me. I will be contacting my lawyer but in the meantime if anybody can offer some insight, I'd be appreciative. I.C. Systems contacted a friend who is more than 100 miles from me demanding to learn how I could be reached. I.C. Systems would not identify themselves nor would they explain why they would need to contact me. They simply figured harrassing my friend would yield the results they wanted.

More IC Systems Reviews

Discuss
IC Systems News

on our forums

Quote this article on your site | Views: 273

Comments (3)

1. Written by this is the more to come, on 02-05-2008 21:11

Congress enacted federal legislation that regulates debt collectors and collection attorneys and protects the rights of debtors. This law, The Fair Debt Collection Practices Act, requires that debt collectors and attorneys stop phoning you at home and at work once you ask them to stop. The law specifies that your request must be in writing, therefore, you should tell them to stop calling you at home and at work the next time they call, but then follow it up with a certified letter, return receipt requested

AND if they say that "In the state of XYZ we CAN call you at home just not at work". WELL Under FEDERAL LAW they are considered to be a 3rd party collector so YOU CAN ask them to stop calling you at home. The only time that doesn't apply is if they are the ORIGINAL creditor.

No harassment. Debt collectors may not harass, oppress or abuse you or any third party they contact. They cannot:

- Threaten violence or harm.

- Use obscene or profane language.

- Repeatedly use the telephone to annoy someone.

- Lie.

- Use any false or misleading statements when collecting a debt.

- Falsely imply that they are attorneys or government representatives.

- Falsely imply that you have committed a crime.

- Falsely represent they operate or work for a credit bureau.

- Misrepresent the amount of your debt.

- Give false credit information about you to anyone, including a credit bureau.

- Send you anything that looks like an official document from a court or government agency when it is not.

- Use a false name.

Hey everyone who is getting harrassed...did you know we could ban together and could sue these freaks for $500, 000

E-Mail This e-mail address is being protected from spam bots, you need JavaScript enabled to view it for details!!

Report

2. Written by more 2 come, on 02-05-2008 21:10

What should you do if a debt collector is intimidating or harassing you?

(1) Find out if the collector is violating the FDCPA or your state's laws. If so, send the collector a certified letter, return receipt requested, telling them that you believe he is in violation of the FDCPA or your state's laws; and, if you want

(2) Tell the debt collector you want him to stop phoning you at home and at work.

(3) You can file a complaint online at www.ftc.gov. The FTC is the body in charge of regulating debt collection agencies. They will not handle your case personally, but you should report the agency anyway, since they will sanction the agency if it receives enough complaints from consumers.

(4) Report the activity to your State Attorney General's office. They will investigate the matter.

(5) You can also gather evidence by recording phone conversations with the debt collection agency. If you can prove the debt collector used illegal tactics, you can sue for damages under the FDCPA.

38 states DO NOT Require you to let the debt collector know that they are being recorded. AND if they say that "In the state of XYZ we CAN call you at home just not at work". WELL Under FEDERAL LAW they are considered to be a 3rd party collector so YOU CAN ask them to stop calling you at home. The only time that does'nt apply is if they are the ORIGINAL creditor.

Congress enacted federal legislation that regulates debt collectors and collection attorneys and protects the rights of debtors. This law, The Fair Debt Collection Practices Act, requires that debt collectors and attorneys stop phoning you at home and at work once you ask them to stop. The law specifies that your request must be in writing, therefore, you should tell them to stop calling you at home and at work the next time they call, but then follow it up with a certified letter, return receipt requested

AND if they say that "In the state of XYZ we CAN call you at home just not at work". WELL Under FEDERAL LAW they are considered to be a 3rd party collector so YOU CAN ask them to stop calling you at home. The only time that doesn't apply is if they are the ORIGINAL creditor.

Congress enacted federal legislation that regulates debt collectors and collection attorneys and protects the rights of debtors. This law, The Fair Debt Collection Practices Act, requires that debt collectors and attorneys stop phoning you at home and at work once you ask them to stop. The law specifies that your request must be in writing, therefore, you should tell them to stop calling you at home and at work the next time they call, but then follow it up with a certified letter, return receipt requested

AND if they say that "In the state of XYZ we CAN call you at home just not at work". WELL Under FEDERAL LAW they are considered to be a 3rd party collector so YOU CAN ask them to stop calling you at home. The only time that doesn't apply is if they are the ORIGINAL creditor.

Report

3. Written by virgocalifornia, on 25-04-2008 18:44

Before I tell you what I know based on my own experience and research let me say this. I do not work for IC Systems and I am not someone who would promote their company. Having said that "yes" they can take all necessary action to collect a debt up to and including contacting friends, family, neighbors. They cannot tell them why they are trying to reach you or discuss collection process.

Report

Comments on Breaking the Law?
Consumer Forum is another great place to discuss consumer concerns NOT RELATED to this article.
Name:
Comment:

Code:* Code
I wish to be contacted by email regarding additional comments